If you have life insurance as parents, having life insurance for kids is recommended. You can get life insurance for kids as a rider on top of your life insurance and pay a lower rate. Life insurance for kids are often neglected but there are several considerations to keep in mind especially when your kids are growing up, they are exposed to risks when going to school or playing outside your homes. And to think, who isn't at risk these days?
Why not consider buying a life insurance that would protect your whole family and that include both parents and all the kids. You can talk to your insurance adviser to get the coverage that on your dependents to find which insurance policy is substantial enough to include your child's funeral and provide that extra sense of security.
